JCPenney department shops have existed for nearly a century. One of the most well-known names in American retail is JCPenney Credit Card Login and its stores are largely considered to be a cornerstone of the American shopping mall.
How Does Their Credit Card Compare To Store-Branded Credit Cards
This research will also look at how to use your JCPenney Credit Card Login and your online account. We’ll talk about the positives, disadvantages, and everything in between. In addition, if you’re thinking about getting a JCPenney credit card, here are a few alternative options to consider. Kohls Free Shipping Code , YesStyle.
Main Benefits Double The Number Of Member Reward Points
(1 point every $1 spent at JCPenney). Credit Card from J.C. Penney. Mastercard® for JCPenney
.Obtain a $10 certificate for every 200 points you earn
Unique Financing Deals
Exclusive discounts and savings days on Jcpenney Credit Card Login. initial purchase savings. Birthday present. Accepted everywhere Mastercard is accepted. Otherwise unofficial; we can assume the same as the standard card (see details below).
Annual Fee Zero
The two store-branded cards supplied by Synchrony Bank for JCPenney are a standard credit card and a Mastercard. Prospective cardholders must complete an application for a JCPenney Credit Card Login regardless of the type of card desired. You may be eligible to receive a JCPenney Mastercard if you satisfy certain requirements (at the discretion of the card issuer).
Credit Card From J.C. Penney
APR 27.99 percent (fixed)27.99 percent (fixed). Up to $38 Late Fee Up to $38
Where Can My Jcpenney Card Be Used
This credit card may presently be used at any JCPenney shop or website as well as Sephora stores in JCPenneys, Sephora.com as well as Rite Aid. Separate Sephora stores are not yet accepting the card.
What Benefits Exist
Double reward points for members (1 point every $1 spent at JCPenney). Basic Jcpenney Credit Card Login. Rewards members who do not have a JCPenney credit card earn 1 point for every $2 spent, whereas cards earn double rewards at a 1:1 ratio. We address point accumulation in detail in the subsequent section on rewards.
Certificates Worth $10 For Every 200 Points Obtained
This part is fairly self-explanatory; however, we provide further information on earning and redeeming awards in the section on rewards below.
Special Financing
The purchase of certain items can be eligible for special funding (large appliances, furniture, beds, luxury jeweler, etc.). It’s possible that some offers may incorporate flexible payment plans with lengths as long as 60 months. In the terms and conditions, cardholders must distinguish between “No Interest” and “No Interest If Paid In Full Within.” (More information can be found in the Fees & Drawbacks section below.)
Exclusive Discounts And Savings Days
During Special Savings Days, cardholders will receive deeper savings than Jcpenney Credit Card Login normal rewards members.
Birthday Present
Cardholders will receive a special birthday offer if they match the following criteria: their birth date is on file, they have made at least one transaction with their card in the past year, and their account is in good standing.
Mastercard® For Jcpenney
Reviewmyaccount.com and jcpcreditcard.com provided the images. The JCPenney Credit Card Login Mastercard® information is quite tough to locate online. We can assume the same primary benefits as the JCPenney Credit Card, such as:
Double Reward Points For Members
(1 point every $1 spent at JCPenney). Obtain a $10.00 Off $25.00 Jcpenney for every 200 points you earn. Unique financing deals
Initial Purchase Savings
Exclusive discounts and savings days. Birthday present. In addition to the ability to use the card anywhere Mastercard is accepted, what other benefits does it offer? It’s impossible to say for sure.
Cards Gain 1 Point Every $1 Spend Anywhere
Primarily, we want to know if cards gain 1 point for every $1 spent anywhere, or only at JCPenney (and affiliated stores)? If not, do they receive at least 1 point for $2 spent elsewhere, or is it simply a card that cannot earn points when used outside of JCPenney
Little Information Accessible
During our investigation for this review, there was so little information accessible regarding this card that we were unsure whether the Mastercard upgrade was still available.
Phoning Jcpenney Credit Services Customer Care
They verified this orally to me on August 14, 2018, when I called JCPenney Credit Card Login Services customer support. The JCPenney Mastercard upgrade options are still accessible to individuals who meet specific criteria and constraints. any topic that they were not allowed to mention in public at any point in time
Terms And Conditions Of The Jcpenney Mastercard
In addition, the customer support representative was unable to provide any more information regarding the terms and conditions of the JCPenney Mastercard, including new advantages or additional fees (such as cash advance APR/fees and foreign transaction fees) over the phone.
Cardholders receive a letter with this information when their vehicle is upgraded to a Mastercard; there is currently no online or PDF version of this information available.
Synchrony Bank Credit Card Chat Services
JCPenney Mastercard accounts can still be upgraded by contacting Synchrony Bank Credit Card chat support on August 14th, 2018. This representative claimed that he was able to access the terms and conditions using the employee portal, but he was unable to email us the complete file via chat at this moment. In addition, he stated that the complete conditions are presented when Mastercards are mailed to new cardholders. However, he was able to provide certain costs and penalties via chat, which have been included in the “At A Glance” table and the “Fees & Drawbacks” section above and below, respectively.
Previous Card Alternatives
Previously, JCPenney allowed cardholders to attain gold/platinum card status (with additional advantages) by spending a minimum amount. It was also announced in 2014 that the gold and platinum programs will be scrapped. As stated previously Jcpenney Credit Card Login holders earn points twice as quickly as standard rewards members.
Final Reflections
If you frequently shop at JCPenney, you could benefit from carrying this card. This is especially true if you take advantage of bonus shopping days; just be cautious to spend your money on the proper things (beware of inflated prices to make sales appear more lucrative!).
